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Discussion in 'Credit Talk' started by cbearcat6, Oct 28, 2001.
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They probably run a score request...not a whole credit report, and "pre-authorize" $1.00 to confirm the account is open for the credit card you give.
ALSO SAYS "COULD", NOT WILL...
USUALLY REQUIRES VISA/MC/DISCOVER/AMEX...you probably wouldn't have one if you didn't have income.
It also is PROBABLY like SEARS...(SECURED BY THE MERCHANDISE)...
My husband just got a Kohl's card last week. I wasn't with him and can't ask for the details now because he is asleep (like I should be) . I do know he had to show them his MC, I'm not sure if they ran it through something or not.
I applied for another card and they slid my MC through their register, instant decline :<
Did they give you a reason why you were declined.
No reason for decline, letter to come.
I asked my husband about Kohl's, he said he didn't think they used his mc, just punched stuff in and made a phone call.