Anyone have any idea on how we can get a car loan. We are BK discharged in april of this year, and we have a cosigner for the car loan, a person who has good credit, but there debt to income ratio is high but they are not using a spouses income that helps to pay those bills, is there anyway around that? We already have three people on the title because my DH has the income, I have the GM discount and then the cosigner, how can we do this? Does everybody look at debt to income ratio? Our debt to income is very low, but credit score sucks cause of BK and cosigner score is good but high ratio? Any info would be great.
