I requested the procedures used in a previous investigation from Experian. Instead of providing that info, that send me their generic form with the result of each item showing "Was Previously Investigated". What can I do to get the procedures from these jerks? Should I fax an Intent to Sue? Are they obligated to provide procudures, if requested? If so, what FCRA law do I quote if I were to fax over an Intent to Sue letter? As anyone dealt with this before? LBowman
The EVIL EXP procedures are a joke. Wait out the 15 days and place the violation in your war chest. Once you think you got enough violations sue them.
Well, the 15 days are up and this is the only violation that I have them on (there could be more but I don't know of any that would qualify). Would this one violation be enough to sue over? This dispute consists of 3 accounts.
Probably not because they can claim it was a clerical mistake. You need to proceed forward collect several violations and then sue.