Hi Everyone, First of all, I would like to thank everyone for all of the useful information that has been posted. I have been able to improve my reports a bit with help from this board. My question is about a Macys account history of lates that is reporting as follows: 150 days late as of 2-1998 120 days late as of 2-1998 How can it be 150 days late and 120 days late on the same month. I've tried disputing several times and it always comes back as verified. Any suggestions? All answers are appreciated. Thanks!
Thanks for the comment.. I have sent a letter about asking for the account history, but they refused delivery and it was sent back to me. Is there any way to get Experian to get this off of my report since the information is obviously being reported incorrectly? Thanks again
If you go back 200 days from 2/98 it was also 200 days late as of 2/98. This is the kind of nonsense they use to set our scores.
I called and asked why they refused delivery and they said that they would not do that, but that the post office must have screwed up. I am going to attempt sending again. I am sure that they History information is incorrect. Thanks again for your help.