You can get a delta skymiles card with a FICO of 650 or higher, and convert it to optima platinum. I think an Amex green charge card has similar requirements.
Anyone ever denied due to length of time since accounts opened (I have a couple of really new accounts) or ratio of balances (upside downin car loan)? Or anything similar? Thanks.
I had 4 accounts opened in last 6 months when I was approved for the delta card, so I don't think that is a restriction as long as you have a good score. -Roman
I was approved for the Amex Green card with a CE score of 666 and denied for the Delta Skymiles card with a CE of 681.
who does Amex primarily pull. I see people giving Fico and Experian scores. I guess I need to go check millcbs site. Mike G.