? about state laws

Discussion in 'Credit Talk' started by anna, Dec 28, 2002.

  1. anna

    anna Well-Known Member

    A friend of mine lives in PA, but works in WV. I know that in PA wages cannot be attatched for anything other than taxes or child support. My question is, if she is on the short end of a judgement for a credit card, can they attatch her wages, since she is paid in WV, or does the fact that she lives in PA protect her from it?
    Anna
     
  2. erik776

    erik776 Well-Known Member

    The usual thing is for the creditor to go after you in the state in which the account was originated.
     
  3. anna

    anna Well-Known Member

    But she worked in WV when the account was opened. I guess what I'm asking is can they attatch her wages in WV, even though she lives in PA? If they go after her in PA, and discover that her wages are paid in WV, can they do anything about it? I'm quite confused at this point. Has anyone had a similar experience?
    Anna
     
  4. Why Chat

    Why Chat Well-Known Member

    The execution of a judgment can only be exercised in the jurisdiction it was obtained in, UNLESS it is filed in another jurisdiction, so to answer your question, if they sue her in Pa. and get a judgment, they would have to have it "perfected" that is legally certified in Pa. and then have it filed in W.Va.

    In order to file suit against her in W Va, they wold have to serve her notice at her legal residence in Pa., if they obtained a judgment against her in W.Va. they would then have to serve her in Pa. (her legal residence) with the garnishment notice, which if she is a resident of Pa. is not enforceable against her no matter where she works.
     

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