1. Mar 15, 2002 #1
   

   catatized Active Member

   I just sent out validations to everyone on my credit reports reporting negative information. Some quetions now:
   
   1) Is it a violation if they do not respond in 30 days or don't respond at all?
   
   2) What is really considered a validation? Nothing less than a SIGNED agreement?
   
   Thanks

    

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3. Mar 15, 2002 #2
   

   dfwgt Well-Known Member

   Well, if it's a collection account, then it's a violation if they continue calling you...at least until they validate.
   
   I'd say nothing short of a signature isn't good enough - but I'd get other opinions just to be safe. I have been known to be incorrect from time to time
   
   
   GT

    
4. Mar 16, 2002 #3
   

   lbrown59 Well-Known Member

   attn:

    

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