My ex husband and I have been divorced since dec 1995/we agreed to split the credit card debt...he has declared bnkrptcy in Dec/ There are two accnts in which I was the authorized user & was never removed from the accnt. The companies removed his name and have sent me stmts. I called bcuz I thought it was identity fraud. I found out the address was changed Jan 10, 2002, to my address and name. Do I have to pay this? What action do I need to exercise? I am sure this has happened to others! What do I need to do? I live in Florida. Thnx
From what I understand, AU's are not responsible for the accounts. If it was a joint account, you would be liable. I would just call the creditors and ask them why they are sending you bills when you are just an AU. By the way, when you divorced, didn't you get removed as an AU?
I've read on a legal board that bankruptcy estate laws most of the time override divorce law. Just because two people decide to split bills etc in their divorce, they need to be aware of the fact that this changes nothing as far as the creditor is concerned. As long as they're getting paid, they're all right. But if one party files and they don't get paid one way, they'll sure as heck try to find another way. Make sure you aren't really a joint owner though. That would make you responsible, divorce or not. I would contact the credit card companies for verification of this. I've never heard of an AU being responsible for the debts, but I'm not totally sure. Good luck.
