I just wanted to let everyone know about something I just had happen with my TU report. Until this morning I had 2 copies of my report from TU, one dated 09/06, and one 09/10. I ordered another copy this morning (10/3) and what do ya know? I have a new account on this report. This really doesn't seem like that big of a deal to me (I have almost 20 derogs) except for the fact that my report says that this account was placed 05/2002 and updated 07/2002. Prior to today, I have viewed my report multiple times on-line and via snail mail. This account was not there and I have the reports to prove it. How can they do this? Would this be considered re-aging or anything along those lines? Should it be pretty easy to get off? Anyway, I just wanted to let everyone know about this. Your report may not be as clean as you think. It just might depend on what day you are looking at it.
