I know I should probably be doing some reading, I did it all a few years ago and most of it has fallen out of my head. I had a charge off/settled for less than owed and transunion has removed the account(I believe a little early) I'm going to have my credit run for a mortgage in the next few days, so I'd like to know if I need to delay briefly to hope to get this removed in time. I remember from my way back education that once an account is removed from one agency it is supposed to be relatively easy to remove it from others. Can anyone tell me how to get started, point me to the information to do the reading myself, or tell my I've gone crazy and invented the whole thing? Thanks!
Dispute it with other bureaus. The company is not obligated to remove it from the other 2 bureaus if the data is accurate information. It could have been removed off TU due to error on TU part or error on creditors part in responding to the dispute
