I must be dense, or maybe its just that its Friday afternoon and my brain is fried but I am not understanding this -- DH has a student loan that was "transferred" when he consolidated them. But the TL shows 3 lates. He disputed, saying it was never late. Equifax replies with "this account was transferred or sold." Well, duh. That wasn't my dispute. How is that any kind of answer to "this account was never late"? I'm going to write to the bank next, but I still don't understand the CRA -- are they saying since the account was transferred, the OC can report whatever it wants? I am about up to *here* with all these games ... peace, delilah
