How long does Equifax usually take to change this from R0 to an R1-Pays account as agreed ?? Anybody know? Is it 6 months?
If I remember correctly my new accounts only reported like that for the first month, afterwards they were all R1's.
Depends....I have one account that is over 2 years old that reports "too new to rate" R0..go figure. I would dispute it, but it is positive and would most likely just be deleted....