My credit union has not reported two positive accounts with Transunion. My credit union although have reported my other accounts. Accounts are car loan for $1,100.00 and personal loan for $6000. Now if i was to call them to add the two accounts, will this increase my debt racial and possible FICO score go down since this may increase my debt racial? I know positive credit is good and would increase my FICO score maybe. Should they be added or not?
