Happen to walk by a Action Card booth at the local park festival. Check out these terms. 16.92% to 20.92% depending on credit review Grace Period 25 days, no grace for cash advances Annual fee of either $3.95/month or $8.95/month depending on credit review. Enrollment fee from $0.00 to $107.40 depending on credit review. Lowest min. CL is $200.00 Not Aspire rates but damm close. Best regards, Sam