Action Membership SILVER: $8.95 per month ($107.40 per year) GOLD: $4.95 per month ($59.40 per year) or $59 annually; $5.95 per month ($71.40 per year) or $69 annually; or $6.95 per month ($83.40 per year) or $79 annually, pending on our credit review PLATINUM: $3.95 per month ($47.40 per year) or $48 annually Action Enrollment SILVER: One-time fee ranging from $0 to $69.00, depending on our credit review GOLD: One-time fee ranging from $0 to $59, depending on our credit review PLATINUM: None Minimum Finance Charge None. Transaction Fees for Cash Advances, and Fees for Paying Late or Exceeding the Credit Limit Cash Advance Fee of 3% of advance with minimum of $5.00 Late Payment Fee of $25 Over-the-Limit Fee of $25 Quarterly Credit Line Increase Review Fee Your account will be reviewed every three months for a credit line increase. A $5.00 finance charge will be billed to your account for this review. Grace Period Credit Purchases: 25 days Cash Advances: None Balance Computation Method Average Daily Balance, including new purchases. Annual Percentage Rate (APR) SILVER: A variable rate of Prime + 13.92%, currently 20.67% (rate effective 07/31/01). GOLD: A variable rate of Prime + 11.92%, currently 18.67% (rate effective 07/31/01). If your payment is 60 days or more past due, this rate may increase to Prime + 13.92% (currently 20.67%). PLATINUM: A variable rate of Prime + 9.92%, currently 16.67% (rate effective 07/31/01). If your payment is 60 days or more past due, this rate may increase to Prime + 11.92% (currently 18.67%).
Is that one of those cards that before you spend $1.00 you are over limit because of all the fees??? Credit limit $200.00 but fees = $210.00 so you get $30.00 for overlimit fee added...
Bankfirst. Who in the heck are they? First I ever heard of 'em was when I got their sweet little offer. I will go back and look.
SD bank. the membership fee entitles you to certain benefits (although i don't think I would agree that it's no additional cost to you, hehe):
