Felt kind of good to get upgraded and get xtra 500 after being screwed by MBNA with a pre-approval decline free credit report.In fact I ordered all three off that decline.US Bank yesterday sent me a letter lowering my limit and raising my rate. I called in and said this is kind of odd because my other cards are raising my limits and lowering my rate. I got a supervisor to do an immediate reversal.Am enjoying my new Cap One Platinum too all thanks to this board and the awesome regulars. Thanks
