Now then, is that legal or is that a scam? Let us turn to the Wall Street Journal for our answer to that weighty question. http://www.washingtonpost.com/wp-dyn/content/article/2007/04/06/AR2007040600956.html If that one isn't of sufficient authority for us then we can turn to many, many other informative articles by numerous journalists to get the same answer. Its a scam and it can land you in jail for providing false and misleading information to a lender. Brandon Callier aka E. Normis Debtor also has a few other nice scam packages you can buy from him at lesser prices. How do we know that E. Normis Debtor is actually Brandon Callier? We know that because he put up a blog back in January this year called angryconsumer in which he expressed great dismay that anyone would claim that his cch consulting firm is a ripoff. In that posting he claimed ownership of cch consulting and to other cybersquatting blogs he has put up over the last couple of years On his cch consulting web site he claims to have ssl security installed but that isn't really true either. He uses a 3rd party credit card processor named .securedata.com. because no real credit card processing company will have anything to do with any credit repair company due to all the problems that have arisen from that kind of business over the years. Of course, E. Normis Debtor aka Uncle Normie badmouths those whom he perceives as being competitors for using paypal instead of having SSL card processing in place. But he himself also uses them and advertises that he accepts paypal on his web pages. So, do you want to quickly squander $1600 to get 3 new tradelines and as much as a couple of hundred points jump in your credit score by being added as an authorized user on somebody else's credit cards and take a chance of spendng a few years of your life as a guest of the Federal Government for providing false and misleading information to credit card companies or other kinds of lenders? If so, go visit Brandon Collier, cch consulting aka E. Normis Debtor who claims to hate debt collectors on his web site and teach you how to sue them yet is a frequent poster on the forum at http://www.insidearm.com which is the web site of ACA, the American Collector's Association owned by Kaulkin Ginsberg. The debt collectors all love him over there. So how does his buddy, Adam Wheeler get the job done? He probably has somehow acquired what is known as METRO2 credit reporting software and the appropriate codes needed to make the software work. The codes needed to make it work were probably obtained by conning one of the debt collectors on insidearm.com that he had some legitimate use for the information and the ability to report debts to the credit bureaus. He may actually be a debt collector in another business identity. Who knows. Callier, aka E. Normis Debtor seems to have a great number of friends on insidearm forums. Many of them seem to know him well. And why not? It is often said that birds of a feather flock together.