Hi all, I'm pretty new to this and I'm wondering if it's possible to somehow add my business card to my personal report. I believe this would up my scores as the balance on the card is 0 and the available is 10,000. How do I go about having this done. Thanks Right now my scores are 577.580 and 602 Thanks
Hi! I know you sent me an email about this post. It's not that I don't want to answer you in email (my email is on) but I figure my answer is more helpful online here. I didn't answer this particular post because I don't know the answer. If I did - I'd certainly post what I know. I think that's how many people here do things. If we know the answer, or have pertinent information, or just want to add a "congratulations" we do. I'm very new here and I'm just learning. I don't want to give misinformation. But if I've learned something helpful - well then yes - I am more than happy to answer questions. This forum is incredibly helpful! Mommy2cats
You've got to go to the source for this issue... CRAs will NOT report a new tradeline unless the creditor sends it in with their monthly updates... You can turn blue in the face and send in documentation (ie. contracts, monthly bills, etc) and the CRAs won't report it....so don't hold your breath ;-) Call the creditor and tell 'em to get off their 4th- point-of-contact (U.S. Army Airborne term) and tell them to report it...
Ok, thanks. I'm just curious though, I don't want to tip the creditor off any. Since it's a business account, maybe they don't have to report it??