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Discussion in 'Credit Talk' started by greeneyez, Jun 19, 2016.
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You'll have to request through Progressive that they report the account. The credit bureaus only compile and report what is reported to them by data furnishers like Progressive financial. You should be aware that some companies will only report when something bad happens and you default...not sure about Progressive.
+1 Some lenders don't report at all ie: Bill Me Later/PayPal Credit. Don't know whether they report bad information though. The company I work for doesn't meet the minimum amount of accts to report for Transunion and Equifax. It is also cost prohibited for the number of loans we extend.
Thank you for this info. I contact the lender and see if they report!
No problem, let us know what you find out! If this lender does a lot of financing for in-store purchases of furniture, my guess is that they do report information to the CRAs. Due to cost, they just might only report negative information though.
So I spoke with a rep on the phone, who was very helpful. They do NOT report positive info. to the bureaus. What they were able to do, however, is provide me with the entire payment history, as well as an official letter stating our acct. was paid on time every for every installment. They also are providing a letter stating it was paid off in full.
Thanks for the update. And I'm glad to hear they were at least willing to help out and provide some documentation for you of your positive payment history.