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Discussion in 'Credit Talk' started by Shelby, Mar 24, 2001.
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No,The cra's will not add any history to file from family members.Because it is not a bank,or any other business that are members of all 3 cra's.You will need to rebuild your credit with subprime lenders,and then after about 2 years your credit will be in better shape.
My advice to you would be to do the following.
1. Get 1 or 2 Secured Credit Cards either from First Consumers, Bank of Am., Net Bank, or Chase.
2. You may want to think about geting a Collateral loan from a bank or Credit Union. $1,000.00 into a C.D. and you borrow $1,000.00 and make interest payments only, at the end of the year your C.D. pays off the loan. Make sure the bank will report this however!