Equifax and Experian have very little on me as far as any credit is concerned, Trans Union however has my house loan and two car loans which have been all paid or paying as agreed comments. This includes two 20,000 plus car loans and a 90,000 house loan. They are all three paid off. I feel these are pretty good things to add to the other two credit bureaus reports. Do I send a copy of my trans union credit report and ask them to add that information to experian and equifax? Or how do I go about adding information? I don't know if the lender would voluntarily add these things to the other credit bureaus, I don't live in that state any more and it has been 4 years since the loans were paid off.
Just wondering here.... In one post (above) you say EQ and EX have very little on you as far as any credit is concerned. Yet in another post (below) you say you've been disputing items on EQ and EX on and off for 1 year and you average 1 deletion per dispute. Which is it? ...And why did you wait a whole year before you started working on your TU report?
Thats right, Equifax and Experian have very little on me, The little they did have on me, I have been disputing over the past year, 3 times to be exact, as so not to seem over persistant. None of my creditors seem to have used trans union as of late, but for my own curiousity I pulled a credit report from them and found all sorts of stuff to dispute, plus THAT'S where most of my credit info was when I lived in another state and owned a home and had car loans prior to 1998. In fact there was not even one inquiry on the trans union report, from any creditors, so I know none of my creditors have used them during the past 4 years. To the best of my knowledge. Not that I have to explain anything to you but everything is as I say it is. My trans Union score went up 200 points, I would say my credit score is good/excellent with them, too bad my present/future creditors don't use trans union as the other two bureaus don't score me so favorable.
Anyway thats not the point, I was wondering how add positive credit from one bureau(trans union) to another to raise up my score for equifax or experian.