O.k. I guess I'm full of questions today... I am moving a mile away from my current home on December 1 (need more space for me and my boys). What is the best way to change my address with the CRAs????
I NEVER DID, change with your credit card companies, they will do it for you... The POST OFFICE has a "MOVING BOOKLET"... Many magazines have 800#'s... The credit cards have 800#'s... There isn't much you really need to send the cards for in the "MOVING BOOKLET"... MAYBE AUNT MARTHA??? The POST OFFICE will forward "MOST" of the mail for 3 months, I think...
Well I already did the move request with the USPS. They now offer it on-line! https://www.moversguide.com/ Beats going to the post office and filling out that card in that booklet. I guess I could just submit the changes with all my credit cards and watch my address w/ the CRAs change magically.
When you change the address with the credit card companies...ask if they can increase the credit limit "WITH-OUT AN INQUIRY" or lower the interest rate while you are on the phone...
I did all mine online with each CRA. It's good to have them all updated fast so you can use your new address when you log on for a new report. As some already know, conflicting addresses may mean no instant report online! : ( SK
I was able to call them up and change it. I also requested to delete all old addresses and claimed they were inaccurate. Then I waited until I received an updated credit report to dispute my accounts. I personally feel removing old addresses made it difficult for the CRAs to *verify* my account. If the creditors/CA have and old address that I removed, they cant verify.
