More and more banks/credit card outfits will not accept a P.O. Box as an address to send cards and statements to. They always insist on a physical address. You can talk yourself black and blue trying to convince them to send cards and statements to your mailing address, and not to your physical address. These outfits obviously have never heard of mail theft/possibly resulting in ID theft. One way around this would be to open a box at a UPS, Mailboxes, Etc, store and give the bank/creditor the physical address of the store,and a number. For example : 500 Main Street, #20 The creditor/bank will assume that 500 Main Street is an appartment complex, and that #20 is an appartment number.