Advice and Next Step,

Discussion in 'Credit Talk' started by Black77, Sep 22, 2003.

  1. Black77

    Black77 Member

    CA was sent request for validation. They signed for it on 9-2. Debt is owned by the original creditor. CA is simply attempting to collect this so called debt. No validation has been received.

    On Saturday. 9-20, I received a letter from the CA. Basically it said the original creditor had passed on to them a generous settlement offer.....that offer is in this letter.

    Since the CA has not validated, Isn't this continued collection activity and violation of FDCPA?
     
  2. jlynn

    jlynn Well-Known Member

    yes
     
  3. Black77

    Black77 Member

    What would you all recommend?
     
  4. jlynn

    jlynn Well-Known Member

    How much is the debt
    What is the SOL for your state
    What is the DOLA on this account
     
  5. Black77

    Black77 Member

    6K. Debt is still owned by OC, not charged off. 3 years for SOL.
     
  6. jlynn

    jlynn Well-Known Member

    Not charged off?

    Whats the DOLA?
     
  7. Black77

    Black77 Member

    april of this year
     

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