Because of my growing business I occasionally get a hard inquiry on my personal credit report. I am in the process of changing my credit card processing account to another company. I will defintiely get a hard on my personal credit. I have seen it mentioned that you might as well get a few hards at the same time because they will all come off at the same time rather than trickle the hard inq throughout the year. I was also thinking about applying for the AMEX small business LOC through Costco. They offer prime +1 on that. I was also thinking about adding a new card to my cc arsenal for personal use. Any suggestions about this. In the past I have gotten refused by cards when they write too many inquires as a reason for denial. I dont know which bureaus these companies use, so I dont know if that will work against me. Appreciate all advice..>Rob
Newbie here, but you can see what places pull your report by state, follow this thread: Okay..I couldnt post the thread..but see the top of discussion board and it has a read only thread about who pulls what..hope this helps some.
AmEx Blue for biz pulled Equifax for me - I am in VA, if that helps. They always pull EFX here - everyone does.
