Love, I would call the insurance and try to get them to pay but do a valadation anyway. I would definatly ask for validation, it's your right. When you send the validation enclose a copy of the FTC opinion "Wollman" and tell them you will not accept a comuter generated printout, you want to see your signature. This has worked really well for me. good luck, candi
If you were covered during the time of the accident/illness the insurance co should pay. send them request in writing, and tell them that you will file a complaint if it is not resolved.
Not true. My $27K L&D bill went to collections because the Ins Carrier felt that they had negotiated a price with PROMINA but PROMINA wanted more. I was the one that had to conference PROMINA billing with CIGNA to get them to pay up and stop sending me five bills a week. I had my son 11/99..this bill was not paid until 01/01(five months before I had my daughter on Blue Cross)..long after my insurance plan changed. Real mess. But I was the one that had to step up to the plate and play some hard ball. I was not going to let them stick me with $27K. Be proactive and not reactive on this one. Take a day off if you have to.
what I said is true . The insurer is obligated to pay claims filed while they were your agent. The fact that they aren't your insure now has nothing to do do with claims made while they were!!
If insurers could avoid paying claims by not being your agent no company would ever have to pay any claim as they would simply cancel your policy.
Your reply was ambiguous. It could be read as: "[Your previous, rightfully insured claim] don't matter [to the insurance company] if you aren't covered now." That's what it looked like at first to me. But now I think you meant: "[You were insured at the time of service, so you have the right to get your insured claim paid, and it] don't matter if you aren't covered now." Brevity is pointless if it means you have to clarify later, anyway. -ingenue
