if risk management alternatives (the collection agency) offered to settle with you for $481 for a sears account in which you owe $3000 would you do it? i got a letter from them yesterday saying that. what would you do?
I just got a letter from Risk Management Alternatives wanting $1600.00 for settlement on a $2500.00 debt to Sears. I was wondering how you got a lower settlement offer? Has anyone dealt with RMS before? My next step should be to demand validation???
Just posted about RMA- missed this thread. I sent validation, they have not responded... I am thinking of sending an estoppel letter, but may give it a few days. Has anyone been successful with getting a validation from these people? They are really irritating me with their hard inquiries!
