I sent a deletion letter to a CA and they responded with this letter . We recieved your letter today offering to pay $62.52 as full settlement on the above referenced account in exchange for deletion of any derogatory reporting to the credit bureau's . Remit $62.52 within ten(10)days from the date of this letter to avoid any additional charges and collection efforts . Once recieved , we can report the changes to the credit bureau's. If you have any question's , please call our office They did not sign the letter I sent them ? Should I sent them a casher's check with a endorsment of dept payed in full for deletion ? Let me know what you would do . Thanks Toolhound
They are playing word games: Remit $62.52 within ten(10)days from the date of this letter to avoid any additional charges and collection efforts . Once recieved , we can report the changes to the credit bureau's. If you have any question's , please call our office They didn't say what changes. I agree with the others that all they will do is report it as paid. I would call them and tell them you will require a signed letter stating they will delete the acct when paid. Should they fail to do this, don't pay. At that point I would send a validation letter and they can then prove it.
I sent a heads up letter to the OC with a copy of the deletion letter that I sent the CA . I wanted them to make sure that they understand that I could be layed off or on stike by the end of the month . I will call the OC tomorrow to follow up on the letter .