What is the best way for me to build up my credit score without having to close the majority of my accounts. I've just started closing some of my lowest limit cards, (3 in the last 2 months) and I'm paying off most of my others, I really don't want to close them. How many accounts is really too many before lenders refuse to grant any more credit. I know I've taken up more than enough of your time and I hate that I couldn't explain my situation better, but I am sure that you get the general idea. Thank for reading and I'll appreciate any advice given.