I just had to let everybody know that I found this site a little over a year ago. I have busted my butt this past year in order to get my reports as clean as possible. I have gone from 510 to 612 with EXP, 527 - 695 with EQ, and I can never get an accurate score with TU, but it has improved dramatically! Anyway, I have needed a bigger car for the past few months due to a new arrival in the family. Yesterday I was officially approved from E-Loan for up to $36,000 (yeah, like I need something that expensive) at 5.19%. I think this is the first time I can remember ever getting a loan with an interest rate under 15%. I am not the sensitive type, but I am so excited that I think I could cry! Thank you so much for all the information you have provided to me! There is no way I would have been able to do this without your help!
Congrats, tedhass! Please post it here - http://consumers.creditnet.com/straighttalk/board/showthread.php?threadid=52490 ...