hello all I went through a credit repair company last year and they were able to fix me up pretty good Transunion 683 Equifax 684 Experian still untouched unmoved at 595 (not sure why ) History>>>>>>>>>>>> Bankrupt chapter 7 in 09 Short sale went to collections 2012 (pre foreclosure ) Transunion all lates for bk gone and SS gone Equifax same Experian unchanged Question Is Experian hard to deal with or did the Credit repair place drop the ball
That's pretty decent. Had a short sale (2 mortgages) and a BK 4 months after the SS due to fear of collection proceedings and a possbile deficiency judgement from the HELOC in 2010. All bureaus still report lates on mortgage payments, no other lates on CC or installment Loans. Mortgage history won't drop off my CRs until 2016. Don't see how removing lates off pre BK accts and a mortgage resulting in a short sale will impact your CS much. Just my opinion.
I can not get a mortgage with lates on my short sale ...Has anyone ever had a problem with Experian removing items the other two have removed?????
