Chap 7 discharge 3/02, reaffirmed auto loan with Chase.. in excellent standing also have one credit card MC with Household... credit report was pulled last week TU 592 EXP 593 EFX 659 How are these increased up? Paying off the car and credit card in full? MC has a $200 balance but is current with payments... Auto will be paid off in '05 about $5??? left on it... What FICO's numbers are good with lenders 6?? Can anyone help? All comments will be greatly appreciated Scarletjaz "what comes around goes around"
Hello, you could have applied and gotten approved for a home loan one day after your BK was discharged. At this point, you can get into a home but you would need about 10% down. If you want to wait another year and 1/2 you can possibly get into a government loan as long as you keep your credit clean from now on. If you need additional info, let me know Thanks HMC
