I went through Ch7, discharged in 2006. I recently checked my Experian report and there is a credit card showing as not part of the BK. Should I dispute that it should be part of the BK, leave it as a charge off, or can I dispute it in another way that will get it removed? In another case, there is a RE Secured line of credit, which was always paid as agreed and was paid off way before the BK which is showing as part of the BK. I have been able to get unsecured credit since the BK so know my goal is boosting my FICO score in preparation to reinter the real estate market. Thanks!!
