I have about 4 new credit cards in the past year. On my Transunion report, all these are showing as "in the last 27 months never late" or "in the past 33 months never late". How can they state this when these accounts are less than 1 year old? Does anyone else have this on their reports?
It sounds pretty random to me. It just goes to show that they really don't have a clue on what they're doing. Had to put in my two cents on this one!
As far as the number of months reported, I have seen this with some of my older accounts (10 yrs plus). They may only report the last 36-48 months of payment history, which suits me fine because some of my lates drop off earlier. Anyone else seen this?
