All: I've come to an agreement with Citibank that if I pay off the balance of what's owed on my account they will "remove all derogatory comments from the account". I have this in writing. Is this good enough? Should I seek something additional? What recourse does the letter I have provide me? Let me know. I need to call them today to pay them off.
But if it stays on report, all neg info gone, it is another positive tradeline. I say call it good as long as you are happy with the wording and that everything is perfectly clear. Q
