Please help me, once again I have another problem that has arisen a few days ago. A couple of months ago, I applied for a Discover Platinum card. I had a Citi Platinum Select and and Amex Blue before applying for the Discover. Now I have all three. I have been using the Discover the most so I can get the 1% cash back if I spend over 3k per year. Last Thursday I called Citi to get a credit line increase. That was granted, then I wanted to see if I could upgrade to the Dividend Platinum Card. This was granted as well. It pays you 1% for any purchase, not just if you spend 3k per year, this is 1% all of the time then you get checks in $100 increments when you reach that much in cash back earnings. Granted, it will take longer to get, but I really don't mind. Now, I will used this card, not only is it a Citibank card, but it is a Mastercard and its accepted in more places than Discover and Amex. Then, I get all the Platinum benefits and cashback, what more could I ask for? No annual fee, reasonable apr, this card is all I need. So, this is where I need help. Should I cancel one of my other cards, if so which one. Being that my Discover is 3 months old and my Amex is around 10 months old, these are relatively new accounts. My Citi is around 8 months old. I don't want my credit report to look bad. If I use Citi for everything, then my other accounts will not be used too much, this may not reflect well on the credit reports so it may behoove me to close at least one of my cards so I would just stay with 2 cards max. Thats really all I need, and really, I could get by with just 1 MC, because if they don't accept MC, they don't accept credit cards pretty much. I don't want to rotate cards week by week or month by month, I want to keep things simplified and not have to worry about paying 3 different companies and 3 different times. I know this is long, but it finally felt good to get this off of my mind, now I need some help from you all, can you assist me?