I use USAA Credit Monitoring Service to pull my credit report daily. I'm doing a little digging for my NutCase letters, and I'm finding that for nearly every single tradeline, each bureau is reporting a different Date Opened. Most default to the first day of the month. So, if I opened the account 10/28/2009, it's being reported as opened 10/01/2009. Are they only required to report the month and year or the accurate literal date?