Okay. Fixing my girlfriend's credit. Sent Nutcase to all OC with zero balance. Is this the correct approach. Sent Validation to collection accounts. Is this the correct approach? Should I dispute online when I received back the CRRR pieces? Wouldn't this make it impossible for the CA/OC to validate with the CRAs and vice-versa?
Is it correct approach? Don't know. You haven't said the reasons for sending what you did. If you aren't sure you did this the right way, why didn't you ask before you did it?
So here's the deal. Sent Nutcase to Original Creditors that have been paid, as I believe this is what the letters were intended for. Sent Validation to CA as this is/has worked for not only myself but many on the board. What I'm wondering is whether or not there is an even better way of attacking this? As much time as a majority of you spend on this board, for which I thank you, it is still far from a science. I'm curious as to other approaches that other members might, or may have, used that were beneficial. Not really looking for validation in the way I'm handling it. Only looking for varying opinions on what might work better.