My Ex-boyfriend has the Platinum Discover Card and he also added me as his addditional Card. I never use that card and I found out that his balance almost reaches the limit. He also pays with minimum amount every month. So I told him to cancel my card 6 months ago but after I pulled out my credit report yesterday. The record is still there with the balance he owes and :- Account Condition : Closed Account Remarks : Credit line closed - consumer request- reported by subscriber. Am I in trouble or does it effect my credit?? Thanks in advance.