Amazon.com credit card

Discussion in 'Credit Talk' started by steve, Dec 13, 2003.

  1. steve

    steve Well-Known Member

    Hi all, anyone have this card ??? I think it's issued by Bank One aka First USA. Is it tough to get ???

    Thx.
     
  2. Brad J

    Brad J Well-Known Member

    Not any tougher than MBNA or Citi. As long as you have not outstanding 60+ day lates or too many inqs (they hate that). Then you should be OK.
     
  3. Mirage

    Mirage Well-Known Member

    I thought this was issued by MBNA and Providian.

    Best regards,
    Mirage
     
  4. Brad J

    Brad J Well-Known Member

    Mirage,

    Thats the eBay card.

    Amazon is still issued by BankONE.
     
  5. steve

    steve Well-Known Member

    I feel this is somewhat a win-win situation because I applied for the card at amazon.com with the $30 coupon promotion (if approved). So if I get approved I get $30, if denied, I get a free credit report. Only thing I lose is the inquiry, I guess.
     
  6. iPoopAlot

    iPoopAlot Member

    Did you get it?
     
  7. iambroke

    iambroke Well-Known Member

    I have it but am not too happy with it!
    I find that not all items on amazon.com are able to be charged to it. Some of the merchants on there are not amazon.com merchants and it will deny your credit. I have had that happen twice already and it is getting old.

    My amazon.com credit card is issued thru Citibank USA, NA, not Bank One and the online format to check your balance, etc. is the same as my regular citibank platinum card.

    It was easy to get and I got 750cl to start off. I just used it a few months ago for two CD's off amazon.com and it worked great. I paid it in full. The last two orders I've tried have both been denied because they weren't amazon.com merchants. I called CS and they said if the button that you click to add to your shopping cart says anything other then "amazon.com" above it then your card WILL NOT work. But it is supposed to change come January she said that all merchants on amazon.com will accept the amazon.com credit card.
     
  8. steve

    steve Well-Known Member

    I applied for the card yesterday, got a message that the application needed further review.
     
  9. NanaC

    NanaC Well-Known Member

    HI, Steve..same for me! I don't believe Bank One does instant approval..wait and see for us, it seems. Good luck!
     
  10. NanaC

    NanaC Well-Known Member

    Hi! Are you gonna call or just wait to see on this?
     
  11. steve

    steve Well-Known Member

    Actually called just now and found out that the app was processed a few days ago, but no decision yet. Hope it doesn't take the full 30 days. Way too long to wait.
     
  12. Brad J

    Brad J Well-Known Member

    Are you saying that BankONE hand reviews apps just like MBNA?
     
  13. NanaC

    NanaC Well-Known Member

    Everyone I hear is getting the "Requires more review" thing..so I'm wondering if they do..yes....

    I agree, Steve, it seems archaic ...sigh..ok...will wait...
     
  14. laurie172

    laurie172 Member

    Hi everyone! I'm new to the these boards.

    Hubby applied on 11/26, got a letter yesterday saying they needed a copy of a utility bill to prove that he was who he said he was and if they didn't hear back they would close the application. Isn't that weird?

    Hope that helps someone.

    Laurie
     
  15. NanaC

    NanaC Well-Known Member

    HI, Laurie! Gosh, this seems to happen more and more with CC's these days. But, I'd hope that means that once received, he'll get the card! Good luck!! Keep us informed!
     
  16. iPoopAlot

    iPoopAlot Member

    Actually, it's an instant decision. I know few people got it instantaneously. Even today.
     
  17. NanaC

    NanaC Well-Known Member

    Really? Wow, I haven't talked to a soul that happened to but that doesn't mean anything...LOL...ok..well, we shall see..:)
     
  18. NanaC

    NanaC Well-Known Member

    tapping fingers...gosh, they are slow..I've been spoiled by auto responses...lol
     
  19. GEORGE

    GEORGE Well-Known Member

    I ALMOST would like a 30-60 second SORRY...than a CONGRATULATIONS that takes 30+ days!?!?!?!?
     
  20. NanaC

    NanaC Well-Known Member

    Re: Re: Amazon.com credit card

    Sigh, I know...ok, no...I guess I want the approval...lol..
    but I want it faster! LOL :::stomping foot:::: Hey, George, I miss Denver. Hey George, I just got approved for Blue Cash...can you believe it? I can't...:) Happy Holidays!
     

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