American Express - getting approved

Discussion in 'Credit Talk' started by Psukid99, Jan 15, 2004.

  1. Psukid99

    Psukid99 Well-Known Member

    Has anyone who had AMex on bk, post bk been able to make a deal with them to get a card. If so how much on the dollar did you strike.
     
  2. Brad J

    Brad J Well-Known Member

    After 7 years. This is of course assuming you never BK'ed on them or had an unpaid collection or chargeoff with them.
     
  3. Psukid99

    Psukid99 Well-Known Member

    no i mean i did chap 7 on them. now its 0 but i did owe them money.. how can i convince them to give me another card
     
  4. DanS

    DanS Well-Known Member

    I thought I read in another thread on this board that Amex will blacklist you for eternity. The poster said that that if they repaid their debt, Amex would *consider* their app but there was no guarantee.

    I had Citi on my BK. I will probably never see a Citi card again.
     
  5. Brad J

    Brad J Well-Known Member

    DanS is right. You will need to repay and go through a 1 year waiting period after the payoff.

    If left unpaid, getting an AMEX card will be impossible.
     

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