Hey everyone, I just received a letter from American Express saying that i'm invited to apply for the American Express Rewards Gold Card. It's not pre-approved, but on the back of the letter it says, "Information contained in your file at a credit reporting agency was used in connection with this offer. You received this offer because you satisfied the criteria for creditworthiness under which you were selected" No pre-set spending limit. $90.00 annual fee. There's like three papers explaining the benefits of being a Gold Member of American Express. What are the odds of being approved for this card?? What scores are needed? I never received anything from American Express before, and I would love this card!!!!! Has anyone ever been invited? and applied and was approved for the offer? What CRA do they pull for Florida Residents?? Thanks Everyone! =)