America's Worst C.A.s - SUCCESS!!!!

Discussion in 'Credit Talk' started by rogerjones, Jun 17, 2001.

  1. rogerjones

    rogerjones Active Member

    I recently went to Bud Hibbs web site.

    About Bud Hibbs...

    Bud Hibbs is a nationally recognized expert in the area of consumer credit and debt collection practices. He is NOT an attorney; rather
    an advocate associated with consumer law and advocacy professionals from around the nation.

    Author of the American Credit System Guilty! Until Proven Innocentâ? and â??Stop It! A Consumerâ??s Guide to Stopping Collection
    Agency Harassmentâ?, Bud Hibbs is a veteran of radio and television featured on Phil Donahue, Oprah Winfrey, CNN Headline
    News, CNBC, ABC, CBS, as well as a former host of his own talk radio show from Dallas, Texas. Bud is a current member of the
    National Association of Consumer Advocates, a non-profit association of attorneys and consumer advocates committed to representing
    consumerâ??s interests.


    I have an account listed on my credit report from
    one of what he has listed as "America's Worst Collection Agencies?".

    I used Bill Bauer's CREDIT WRENCH program. I will now say, I am very impressed with his program. Here are the latest results just received from one of "America's Worst Collection Agencies?":

    "Please be advised that this office has instructed the major credit reporting agencies to delete the account information pertaining to the above referenced account.

    We apologize for an inconvenience, which may have been caused.

    Very truly yours,

    Director ##################

    I am jazzed about the results so far. Unlike all the other "SELF HELP" programs out there, which give you 1 or 2 steps to do over and over again, Bill's program has about 10 steps to follow. I had to use 4 steps to get these results.

    The other thing I like, is that I do NOT have to LIE to anybody about whether this account is mine or is inaccurate or why I am "DISPUTING" anything.

    Thanks again Bill,

  2. PsychDoc

    PsychDoc Well-Known Member

    Re: America's Worst C.A.s - SUCCESS

    Actually, Roger, I like that part of Bill's approach too -- not having to lie. (I have paid Mr. Bauer his due, although I've not begun with it quite yet. I'm letting Lexington do its job with the CRAs for now.)

    There is one CA I'm going after directly, though, and I believe Bill's CreditWrench (terrible name, lol) may just do the trick. We'll see. Continue to keep us posted.

  3. bbauer

    bbauer Banned

    Re: America's Worst C.A.s - SUCCESS

    Don't laugh about my terrible choice for a name there feller. If you do that you are running a terrible risk that I just might agree with you!!! (LOL)

    I didn't and don't like it either, but I haven't been able to come up with a better alternative that is registerable as a domain name. These new domain suffixes might hold some promise. Just have not thought about it all that much.

    Have a nice one.
  4. PsychDoc

    PsychDoc Well-Known Member

    Re: America's Worst C.A.s - SUCCESS

    Hehe, I guess I'm the guy in the back of the class who jokes about the teacher's shirt. :)

  5. NanaC

    NanaC Well-Known Member

    Re: America's Worst C.A.s - SUCCESS

    Hey, Hey, talkin' about teachers here? Don't you know that, when we are hired, we are given a rule book which requires us to wear dorky shirts???


  6. bbauer

    bbauer Banned

    Re: America's Worst C.A.s - SUCCESS

    You teachers need to take a page out of one of my grade school superintendant's book.

    Back when I was in the 8th grade in a small shool in a country farm town of 75 people total population, this kewl kat superintendant used to wear a brilliant yellow zoot suit with a dangling chain about 3 feet long.

    Farm kids back in the late 1930's didn't think that was so kewl at all.
    When we got through with his yellow zoot suit, he wasn't too happy to say the least.

  7. bbauer

    bbauer Banned

    Someone by the name of "Misty" has posted a link to another site in another forum that provides dynamite information. It shows exactly what credit repair techniques can do for you and it shows it with such vivid clarity that it is almost unbelieveable, yet it's authenticity cannot be doubted. In a sense, it shows exactly what good credit repair is worth, and why it's so important.

    Just go study the entire set of slides at
    and you will get your eyes opened up wide in a real hurry.

    And a real salute to Misty for her findings and for sharing them with the people reading this board.
  8. ledo

    ledo Well-Known Member

    is there any way you could provide that link? i did a search and wasn't successful. thanks.

  9. bbauer

    bbauer Banned

    If you are wanting my website addy and can't seem to get it to work for you, send me an email and then I'll log on and send you a copy of the page by email
  10. PsychDoc

    PsychDoc Well-Known Member

    Re: America's Worst C.A.s - SUCCESS

    Bill, I think ledo was referencing the "Misty" link you posted. It didn't work for me either.

  11. bbauer

    bbauer Banned

  12. bbauer

    bbauer Banned

    Re: America's Worst C.A.s - SUCCESS

    Did it again!
    Let's try something else.


    bet that don't bust out in pimples!

    You might have to do some filling in the pimples.ER make the blanks, but I bet you get there that way.

    Why are we in THAT handbasket????
  13. breeze

    breeze Well-Known Member

    Re: America's Worst C.A.s - SUCCESS

    Works fine here. Maybe something temporary.

  14. bbauer

    bbauer Banned

    Re: America's Worst C.A.s - SUCCESS

    There sure is a lot of traffic on this forum today!
  15. bbauer

    bbauer Banned

    Another happy camper

    I just received this email from another happy camper

    Bill you are not going to believe this. The Collection
    agency (Account Recovery Consultants) that was not
    cooperative in the past is now kissing my rear.

    The collection manager whom was very rude to me. Is
    now more than happy to give me a letter and the
    universal data forms that they used to have it
    manually removed from CBC (CRA) a month ago.

    Once I told them that I would have to subpoena them
    they were very cooperative to say the least. I guess
    CBC is telling the collection agency that they do not
    remove items using universal data forms any longer,
    everything must be done electronically.

    I guess these folks are not used to deleting
    information when the consumer is demanding it. They
    seem baffled to say the least.

    You definately have some great ideas!

    Sent to me via email by J.M.
  16. bbauer

    bbauer Banned

    Do we cheatum - courtroom saga

    Although the site still lacks two pages which will be put up in the next little while, the courtroom saga of Dewey Cheatum is unfolding at

    Dewey Cheatum is a non de plume for a friend of mine who when into court and beat the pants off the collection agency and the creditor after judgement had been filed.

    The 5 pages tell the story and show how to do it and all the cites used in the case. Dewey Cheatum used our advice and went into court pro se and beat the daylights out of them.
    You can do the same.

    There will be a total of 5 different pro se cases posted on the website in the next few days as time permits.
    Each is the case of people I know here in Oklahoma City.
    In fact, the daughter of the lady in the case called Dorothy L. Citizen works for the same auto auction that I do.

    All cases will be complete with all the filings and all the cites used in each case.

    I will post these 5 case in this thread each time. so that you can go look and see for yourself how it's done.
  17. bbauer

    bbauer Banned

    Dorothy L. Citizen in court

    Continuing with the posting of actual court cases where pro se litigants went in and beat experienced attorneys at their own games, the court room saga of Dorothy L. Citizen is now posted at

    Doroty L. Citizen defeated an attorney with an Oklahoma Bar Association number of 103, meaning that he was one of the oldest professional practicing attorneys in the State of Oklahoma.

    He made mistakes in filing his petition for summary judgment in the amount of $14,000 against Dorothy L. Citizen , a 67 year old widow. The judgment, if it had been successful, would have taken away her home and she would have been homeless.
  18. bbauer

    bbauer Banned

  19. bbauer

    bbauer Banned

    The project

    A new page has been added to

    it is at

    What this page will do is to give the links to all of the legal cases and other legal resources that I will be posting on the site as time goes on.

    Many of these posts will be cases where pro se litigants have gone into court with various arguments and won their cases.

    If you find anything of interest using the page and it's links, so much the better.

    If you don't, at least you won't be able to say I didn't try to give you some worthwhile material.

    How you use it or even if you use it is strictly up to you.

    Have fun.

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