I completed an application online with americredit. It came back declined. I recieved an email from them stating what CRA they used and it was equifax...My score with Equifax is 674. I'm trying to figure out why I was declined...I'm thinking it might possibly be the auto anstallment that I have on my Credit Report is still showing not paid in full yet, which was paid last month. Or maybe it was because I don't have a checking account...any ideas? Thanks
I've been told that having both checking and savings is the best. Not having checking is sometimes seen as a negative. Open a quick online acount if you have use for one, or go to the credit union-no fees. You don't have to USE it, just have it. I ran into this while shopping for a car loan. Loan officer gave me the above advice. Good luck! Radi8
americredit You just don't know that was a blessing. Not to be accepted by Americredit. Try another Company. You will save yourself a lot of headaches in the future.
