Amex 2nd LOC deleted!

I called the other day to combine both loc I have with amex. I was told that they don't to that and that I was only allowed 1 loc to begin with.


guess that is turning out to be true.

btw what was the limit of your loc geo?

Maybe the maximum allowed is a total of 25k.


If I remember right you had 2 20k accounts. Maybe thats why they deleted the 2nd one?

I hope this makes some sense.

 

keep us updated...

 

JUST CHECK BOTH MY LINE OF CREDIT WAS INTACT. RECEIVE CHECKS FOR THE FIRST LOC DID NOT RECEIVE 2 LOC CHECKS YET. BOTH ACCOUNTS ARE VALID THOUGH.

 

I have 6 accounts -

4 with a 25k limit @ +2.99
2 with a 20k limit @ +3.99 (I will be closing these two because of the higher apr)

I have received the checks for 3 of the accounts so far. All 6 are still showing.

 

lol, isn't that a little excessive?????

 

Yes, that's why I'm closing the two with the higher aprs

 

wow, how does it feel to have 100k worth of credit????


And imagine if it doesn't get reported to the CRA's....

 

Had 5 accts. they deleted all but one when I tried to combine.

 

It seems Amex is having trouble with these LOC accounts?? Seems everyone gets a different answer like nobody there knows what's going on?

 

I logged onto the website and both accounts where gone!!!. Then I called and the CSR said that the website was being updated. phew.......

 

They apparently can't combine LOC's. What they can do is put in a request to increase the first LOC by the amount of the second. But since both are new (at least for most of us here) that wouldn't work.

Multiple LOC's may even prompt their attention. Mine was then restricted. They said I needed to send utility bills to have them unrestricted. Could easily do it, but preferred to close mine and re-apply when I'm no longer a student, and am able get a higher initial limit.


Saar

 

You should by a house and then re-fi

-monk

 

I received access checks for both lines of credit today. Also both still appear on my online account and on the phone system as well.

 

eddie was your approvals instant or did you have to wait a couple of days?

 

Leo both were instant . The first was on 917 and the second on 9/18 I think.

 

Quick ?-

How do you see your accounts online? I haven't been able to get my accounts # - and when I try the phone system, it asks for SSN# and PIN. I never got a PIN (yet)?

Thx
-mj

 

Mj your pin number is the last 4 digits of your social security number.