Since I was denied an "ALREADY APPROVED" credit line increase (after 16 months of payment history), is it a waste of my time to ask for my "GO TO RATE" of 12.99% to be dropped to 9.99% ???
Call now and you'll get it. If the CS rep refuses or tells you to apply for this card, ignore it. Simply ask to speak with a Leadership Team member or with a Consumer Retention agent. Remember that Amex does not call it "APR reduction", but a "Product Transfer" to the Blue 9.9%. If all else fails, say you'll settle for 10.9%. Make sure your balance % is not too high when you make the call Saar
go for it...they won't increas George, No matter what I do, I can't get them to increase my limit, but I did get them to do a product transfer from the Blue 12.99 to the Blue 9.99. Go for it!