In looking at Amex, are the cards initial approvals based only on Equifax? If so, are Account Reviews taken from anywhere else? If so, from where? If I got the bk suppressed and got approved for an actual card of my own (not the au card I have now), would an AR showing a bk get the account cancelled?
I have had a BK13 on file for the past 6 years and in that time have had several AR's but have not had any adverse action taken.