May 28, 2003 AMERICAN EXPRESS REWARDS GREEN CARD Decision Made Your application has been decisioned. You will receive confirmation by mail within 7-10 days. The information above is the latest we have regarding your application(s). If you don't see the Card(s) you applied for listed here, or if you have any questions, please call us at 1-888-826-3471 (Mon-Fri 6am-9pm MST). Just wanted to see if they actually said "denial" or not.
May 20, 2003 BLUE CASH FROM AMERICAN EXPRESS Decision Made Your application has been decisioned. You will receive confirmation by mail within 7-10 days. --------------^^^^^^^^ DENIED------------------ Sep 08, 2003 UNASSIGNED1 In Progress We will notify you once your application has been processed or if we need additional information. Sep 09, 2003 AMERICAN EXPRESS BLUE FOR BUSINESS CARD FROM OPEN: THE SMALL BUSINESS NETWORK Approved Congratulations! Your application has been approved and you should receive your new card within 7-10 days. ------------^^^^^^^^^^^^APPROVED-------------- Sep 12, 2003 BLUE CASH FROM AMERICAN EXPRESS In Progress We will notify you once your application has been processed or if we need additional information. ------not denied yet lol, i hard an urge . shouldn't have tried so soon again.
Sam when you applied for the Blue for Small Business what was your FICO score? Did you have any derogs?
May 20, 2003 AMERICAN EXPRESS REWARDS GREEN CARD Decision Made Your application has been decisioned. You will receive confirmation by mail within 7-10 days. = Denied Cadman
i have no idea what the score was. i had 31 inquiries in the past year according to the rep who snared at me and told me to stop applying lol
I had a 711, 13 inqs in the last year, 5 in last 6mo; approved for BizCashRebate. Also applied for BlueCash, but it was denied because "Consumer Credit Card accounts are not currently available to residents within the state of Iowa" Hmm. I wish I'd been informed about that before applying - and it didn't stop them from pulling two hards on EQ though. No more apps for me for at least 6mo! But, I might give them my second home address in another state, see if they can re-run it (without an inq).. any bets?.
Add P.S.: to last: P.S.: my score before dispute was 693 or so, day after was 684 (only change was instead of 2 accts late, chgd to 1 account with "unknown date" late pay); then a week later all negs were gone, score to 710; now after 2 more inqs and another week, score is 680. FICO is bizarre RNG that is irrelevant except to how much they can rip you for.
Somewhat related to this oldie-but-goodie, here's my blog on why it's a myth that AmEx cards are for "rich people only": Credit Myths Debunked: Are American Express Credit Cards Only for Rich People?