I called 10 mins ago, got 8.9% What are yours scores like? Credit Limit and usage? Did they just offer it or did you have to fight for it?
I think they are repricing all accounts and the new rates are out just waiting for the customers to call in. I have been bugging them for a while now, ever since saar posted his 8.49 rate . Today i just called and she gave me the new rate Current Amex usage - 30/10000, didnt use it for a long time because i had 14.9%(amex student APR transferred to blue)which they wouldnt reduce. 14.9 ->9.9 -> 7.9 in 3 months woo hoo Scores - EQ and EXP 72* TU 69*
"NOT AVAILABLE ON YOUR CARD" They didn't say it was NOT AVAILABLE...it is just NOT AVAILABLE TO ME!!! AHHHHHHH UYGF
Which is exactly why y'all need to re-negotiate your interest rates. If you look at my other thread (Chase "R"), you'd see I just got the 6.99% even though I've been declined 2 weeks ago for the very same request. CALL CUSTOMER SERVICE EARLY AND OFTEN (yes, I am yelling! ) Saar
Congratulations to everyone on the lower rate. I posted my experience about a month or so ago. Amex lowered my rate to 7.99% without me even calling in (although I had asked for the 9.99% several times in the past). My statement just showed this rate one month. I thought it was a mistake until I received my confirmation letter. I am impressed that they lowered my account to this rate when I would have been satisfied with the 9.99% (until everyone else started to receive lower -LOL) I do use the card A LOT. It is my primary card unless a particular merchant does not accept Amex. I have had great experiences with them.
There's obviously no pattern here because I haven't been using my card AT ALL You've already posted about 7.99% for Blue?! I wonder how your post caught us all off guard... Saar
Just tried searching for your post. Humble miles posted when we were in Vegas and his thread didn't even get 1% of the attention it deserved LOL Whaddya know, the #1 reason I'm on this board is to get gems like this in real time, and here we missed it... That thread should have been regularly bumped till it becomes common knowledge Saar
I missed that too, I guess it pays to be a persistent pain in the ass. All three who received the rate had been aggressively asking for lower rates. I somehow feel its still not the lowest rate out there for Amex blue, there should be 6.99 customer out there hiding Amex CS are you listening? you cant get rid of me LOL
There's one on flyertalk saying he got 6.75% on his Optima Platinum on July, without asking. No one else confirmed that rate. But even if there really is such a rate, I seriously doubt it is offered on the Blue, which unlike the OP is a semi-rewards card. Saar
I just called and was given the 8.9 rate-I was at 9.9. I am happy. I told her is that the lowest of the lowest you can offer me?-She said that is all she can offer me at this time. She asked me, by the way, where did you get this number? I told her it was printed on my statement Thanks everyone-this credit board rocks!!!
Like I said, the right answer would be, "Harvey and Ken gave it to me. I hope they're not in some kind of trouble now?" Saar
I just got off the phone with AMEX at the number posted by desrman. Customer service reduced my AMEX Blue APR to 7.99 from 9.99 just by asking. She said it would go into effect immediately. Thanks desrman for the tip.
