Last time I applied they checked EXP so I figured they would check it again I have a 656 with 2 new cards in the past 60 days. Very suprised I got approved based on that. Limit is only 2k but it's a start with AMEX. I officially have ended my credit pursuits for the next 2 years. I will concentrate on increasing limit's and lowering apr %. Here is a complete recap. Started with multiple late pays 30s and a couple 60s. A collection $50.00 paid. And lot's of subprime cards. Aria 2200 Cap 1 300 With prior acct's w/First Premier, Orchard, Associates,etc... Hired Junum. 11+ neg's deleted. Every report clean execpt EXP with 2 30's still remaning. Started applying in the past 120 days Citi AAdvantage World (gold) 3000 revol+unlimited charge Juniper Platnium 6000 B of A Gold 4000 Bon Marche (store card) 400 Got before neg's all gone Amex Blue 2000 Recently Closed Aria and Cap 1 Will wait for inquires to go away now. Thanks for all the great info from the board!! I love creditnet and Junum! My2kgt
Wonderful news! Congrats! Amex is the best, at least in my opinion. After six months ask for an increase and you should have no problem. Dani
650'ish with EXP my Privista score w/equifax was 91 when bofa and juniper were awarded. They both checked equifax. I have never done score power for equifax yet. Thanks My2kgt
The reason I closed my old tradelines, is because retention would not budge on my Annual fee.. Plus my # 1 reason code is tradelines not old enough..I am planning on keeping these a long time. I would have kept them (cut up of course) if no annual fee.. My2kgt
